Open a Portuguese bank account online

From Anywhere to Portugal: Open Your Bank Account Online

We offer the service of bank account opening online.

Thanks to our cooperation with the most trustable Portuguese banks we are able to offer a simplified procedure and a possibility of choice.



All communication with the bank will be handled by our local legal team that is located in Portugal.


Simple and fast procedure to save you the time and effort.


You will have a dedicated account manager, always within easy reach of just a WhatsApp text.

Here you can see how all your codes of access will look and how to enter the mobile bank application using them.

We simplify the process of opening a Portuguese bank account remote and make it as easy as it gets!

What’s the Portuguese Bank account opening process?

Send application

Fill out a quick online form

Get verified

Verify your identity in minutes

Upload documents

Upload all required documents

Get your bank account access

You'll get your IBAN and personal account access codes

There are two options for the bank account opening:


  • Whole process is carried out online, you don’t even have to leave the house
  • Bank will send your bank cards, they will be delivered by the bank to your door by mail
  • This option takes 3-4 weeks (estimated time based on provided documents and not guaranteed)
  • The cost of process fee is 299 EUR


  • If you are in Portugal in person
  • Our employee will follow you to the bank office to help not only with papers, but also to cope with the language barrier
  • This option takes just 3-4 days (estimated time based on provided documents and not guaranteed)
  • The cost of process fee is 499 EUR

Please, note: to open a business bank account it's required to obtain a personal account first.

From Those Who've Experienced Excellence

Hear directly from our customers about the ease and efficiency of our services.

Bank account features:




8.20 EUR


250 EUR


Required documents:

IMPORTANT! Please note that all documents you provide must be either in English or Portuguese.

1. Passport scan

Only allowed format is scanned copies, photos are not accepted.

2. Proof of residence

Can be for example a utility/phone bill, signed rental agreement, scan of a document containing your name and address, etc.

3. Proof of profession

Can be a signed work contract, income statement, company statement. Signed manually by pen, no digital signatures.

4. Tax number from the country of residence

If you are taxed outside of Portugal, you are required to provide a document containing your tax ID number from this country. It should be the Tax Number of the same country, that is written in address field in your NIF certificate! Please note that some countries put this number in passports or identification cards. It is up to you to provide all the required information.

5. Portuguese NIF

NIF is a Portuguese tax identification number that is emitted by the Tax Department. It’s required for most of financial activities in Portugal. If you don’t have it yet, you can get it online in 3 days with our services.

The documents listed before are required to be provided, and the bank may additionally request separate documents based on its needs and your country of citizenship, employment and other reasons.


You are required to pay a 299 EUR processing fee when submitting your application.

This fee covers all expenses related to the opening procedures, however you are still supposed to deposit a minimum of 250 EUR to your bank account as well as pay the monthly 8.20 EUR bank fee for upkeep of your account.

You can find a lot of helpful information in our article about banking in Portugal.


Can a foreigner open a bank account in Portugal?

If you are a non-resident but have a NIF number (Portuguese tax number), you can open your account online.

What is the best bank account in Portugal for foreigners?

Novobanco is one of the best banks in Portugal for foreigners. The top private banks in Portugal are Millennium BCP, Novobanco, Banco Santander Totta, and Banco Português de Investimento.

Can I open bank account in Portugal without TRC?

Yes, sure can.

All you'll need is a representative to get your NIF sorted out, then open the account on your behalf. You don't even need proof of an address in Portugal.

What is the minimum amount to open a bank account in Portugal?

In most Portuguese banks, you need to make an initial deposit in order to open your account.

You can bring cash to the bank to deposit, or you can make a transfer from another account while you're at the branch. This amount varies, but is usually between €200 and €300.